Progressive Quotes — Compare & Save

Looking for a Progressive insurance quote online? This guide shows how to compare auto and home rates, unlock bundle discounts, and fine-tune deductibles and add-ons (Snapshot®, accident forgiveness) before you buy. You’ll see which inputs move the price most and how to capture every available credit in 2025.

Start with a quick estimate, review the factors that shape your premium, then stack discounts methodically. In minutes, you’ll know whether to keep your current policy or switch for better long-term value.

Insurance Options by Progressive

Enter your ZIP, pick auto or home, and preview eligible savings. To benchmark territory pricing first, try our ZIP-based comparison tool.

Auto Insurance Quote Form

Compare liability, full-coverage, and usage-based Snapshot® plans side by side.

Home Insurance Quote Form

Customize dwelling limits, add valuables coverage, and see bundle savings.

Life Insurance Quote Form

Explore term and whole life options with fast online estimates.

Quote Accuracy Tips

Use your garaging ZIP (where the car stays overnight), add all drivers, and verify annual mileage. For homes, double-check rebuild cost, roof age, wiring type, and distance to a hydrant—these inputs move price more than most endorsements.

Progressive insurance quotes

How Progressive Prices Your Policy

Each field you enter feeds the rating model. For a plain-English breakdown of credit, territory, mileage, violations, and Snapshot® scoring, see how Progressive calculates your quote.

Driving & Demographic Inputs

Age, violation history, credit tier (where allowed), and commute distance are foundational. Clean records help unlock lower deductibles over time, while Snapshot® can offset risk if you log smooth acceleration, daylight trips, and minimal phone distraction.

Vehicle & Property Factors

Safety tech (AEB, lane-keep), theft rates, and OEM parts costs influence auto pricing; for homes, rebuild cost, roof age, and proximity to fire services matter most. If you drive more than average, review tactics in Progressive quotes for high-mileage drivers to avoid overpaying due to commute patterns.

Stackable Discounts (Quick Reference)

Discount Typical Range Best For Notes
Multi-policy (Auto + Home) 10–17% Households bundling 12+ months Pull separate quotes, then link.
Snapshot® telematics Up to ~30% Low-mileage, smooth driving Start 30–45 days pre-renewal.
Home safety devices 3–8% Monitored alarms, leak sensors Upload photo proof for credits.
Paperless & Pay-in-Full ~3–5% Annual payers Avoids installment fees.

Bundle Auto & Home and Save

Bundling consolidates billing and stacks multi-line discounts on top of Snapshot® and home-safety credits. It’s the fastest lever most households can pull to drop total cost without cutting coverage.

For best results, pull separate quotes first, then link them in your dashboard so the multi-policy credit recalculates in real time. Time Snapshot® enrollment 30–45 days before renewal, upload proof of monitored alarms or leak sensors, and compare pay-in-full vs. installments—small adjustments often push your price into the lowest quartile for your ZIP.

Compare & Confirm Value

Prices vary by ZIP and profile. Benchmark territory costs with the ZIP tool above, then sanity-check your final configuration against regional rules if you live in states with unique requirements (PIP, UM/UIM, storm deductibles). Drivers in the Southwest can review state specifics here: Texas auto insurance overview.

Want a single place to track multiple offers? Use our real-time tools to compare Progressive quotes side by side and spot the best value for your coverage goals.

FAQ about Progressive Insurance Quotes

How do I get a Progressive quote online?
Enter your ZIP code in the form above, choose your coverage options, and see instant rates—no lengthy forms or phone calls required.

Are Progressive quotes really free?
Yes. You can compare live auto, home, or life insurance premiums online at no cost and with no obligation to buy.

What discounts does Progressive offer?
Progressive offers multi-policy bundling, usage-based Snapshot® discounts, homeowner loyalty, and safe-driver programs to help lower your premium.

Can I compare Progressive quotes with other insurers?
Absolutely. You can compare Progressive auto insurance quotes with other top companies and use tools to find the best fit for your needs.